Life, health, auto, home, travel and business cover in one place — quoted in about 90 seconds, explained in plain English, and paid out in 4.2 days on average when it matters most.
“Our payout landed four days after we filed. No chasing, no forms we didn't understand.”
Camila D. — SecureLife home & contents policyholder
Start with one policy or bundle them all. Every plan includes a dedicated advisor, plain-English documents and no cancellation fee — ever.
Protect your family's income and future plans — with cover that pays out tax-free to the people you choose.
Individual, family and supplemental health plans with clear networks and no surprise billing.
Cover for the daily commute and the long road trip, with roadside help that answers on the first ring.
Your home, contents and liability protected — including the burst pipe at 2am and the laptop stolen from a café.
Single trips or annual multi-trip cover — because cancellations, lost bags and foreign hospitals all cost more than you expect.
From a one-person studio to a 200-seat operation: liability, property, workers' comp and cyber cover in a single policy.
No credit check, no pushy calls. Answer five questions and we'll show you an indicative monthly price plus the discounts you qualify for.
Thanks for the details. A licensed SecureLife advisor will email your personalised quote within one business day — usually much faster.
No forms you need a translator for. One named adjuster from start to finish, and updates by text so you always know where things stand.
File online, in the app, or call our 24/7 claims line. A handful of questions — no paperwork to print, no office to visit.
Within four working hours you get a named claims advisor — their direct line and email, not a ticket number. They own your claim end to end.
Upload photos or an invoice straight from your phone. Most claims are assessed and approved within 48 hours — and we tell you if anything is missing on day one.
Approved claims are paid by direct deposit in an average of 4.2 days. Complex claims get a progress update every 48 hours until they're settled.
If you disagree with a decision, you get a free review within 30 days, handled by someone who wasn't on the original claim.
Every review below is tied to a settled policy. We don't edit them — including the ones that stung a little.
“Totaled our car on a Sunday night — sent three photos from the roadside, had a rental by Monday lunchtime and the payout the same week. I'd been with the other guys for eleven years and never saw anything like it.”
Verified policyholder · Auto
Michael TurnerDenver, CO
“Our son needed a specialist out of network. SecureLife's advisor found the referral, confirmed the cover in writing before we went, and we paid nothing up front. That call saved us about $9,000.”
Verified policyholder · Health
Camila DuarteMiami, FL
“A pipe burst while we were away. One call, photos uploaded from my phone, and the assessor was here the next morning. Payout covered the floors, the ceiling and the hotel.”
Verified policyholder · Home
Amara OkaforAtlanta, GA
“I'm 34 with two kids and always assumed life cover would be expensive. SecureLife quoted $21 a month for $500k, and the underwriter called to explain the terms rather than hiding behind exclusions.”
Verified policyholder · Life
Rohan PatelAustin, TX
“Our baggage claim took nine days instead of four because we were abroad — but the advisor kept us posted daily and paid the full amount. Four stars only because of the wait, not the service.”
Verified policyholder · Travel“We moved our café over from a broker who never answered emails. Two weeks later a customer slipped on wet tiles — the liability cover handled it and our premium actually went down at renewal.”
Verified policyholder · Business2,400 agents across 50 states. Filter by specialty or search your city, ZIP or name — every agent is state-licensed and answers their own phone.
7 licensed agents available
Daniel Whitmore
Life & estate planning
4.9 · 318 reviews
Sophia Lin
Health & family cover
5.0 · 241 reviews
Marcus Chen
Commercial & business
4.8 · 176 reviews
Arjun Mehta
Auto, home & renters
4.9 · 402 reviews
Peter Halvorsen
Retirement & annuities
4.9 · 289 reviews
Nathan Brooks
Travel & home cover
4.8 · 154 reviews
Owen Sullivan
Auto & commercial fleet
4.7 · 138 reviews
Most policies start the same day you accept your quote. Auto and home cover are usually instant once payment clears. Health plans typically begin on the first of the following month, and life cover takes effect as soon as underwriting is complete — usually 24 to 48 hours, and up to two weeks if a medical exam is required.
Not for every claim, and never as a penalty for asking. A single not-at-fault claim won't affect your premium, and claims caused by weather or a break-in are treated as non-rated events. Where a claim does affect pricing — like an at-fault collision — we tell you the exact impact in writing before you accept the renewal.
It's the median time from claim approval to cleared funds in your account across all SecureLife policies settled in 2025 — not from first contact. The full journey, from filing to payment, averages 6.8 days for auto and home claims. Complex commercial or liability claims take longer, and you get a progress update every 48 hours until they close.
Health plans must accept you regardless of pre-existing conditions during open enrolment, and covered conditions are treated the same as any other. For life cover, it depends on the condition: many are accepted at standard rates, some attract a loading, and a few we can't cover. We give you a written decision before you commit, and a decline costs nothing.
Up to 27% on the combined premium, applied automatically — you don't have to ask for it. Auto plus home is the biggest saver at around 21%, and adding life or travel on top takes it higher. Existing customers switching to us also get a loyalty credit at their first renewal.
Yes. There's no cancellation fee, ever. Cancel within 14 days and we refund the period you haven't used, pro rata, to the original payment method. You can also adjust limits, add drivers or riders, or pause travel cover between trips from your online account in a couple of clicks.
It's encrypted in transit and at rest, and it's never sold — not to marketers, not to data brokers, not under any circumstances. We share only what an underwriter needs to price your policy, and you can download or delete everything we hold from your account at any time. Full detail lives in our privacy notice.
You get a free internal review within 30 days, handled by an assessor who wasn't involved in the original decision. If you're still unhappy, you can escalate to an independent ombudsman at no cost to you, and we're bound by their ruling. We'll also send you every document we relied on, whether you ask for it or not.
Get an indicative price in about 90 seconds, or have a licensed agent walk you through your options on the phone. Either way, there's no cost and no pressure.
A confirmation text and calendar invite will arrive straight away.
Your advisor will call you at the time you chose.
