Pinnacle Wealth is a fee-only private client group managing $14.2 billion for 640 families, founders and endowments. Four disciplines — portfolio construction, retirement income, estate & legacy structuring and tax strategy — run as one plan, reviewed each quarter by the principals who built it.
Every figure below is drawn from our audited composite reporting as at 31 December 2025 and is available to prospective clients on request.
Across discretionary mandates and family-office balance sheets.
Ten-year rolling average across all private client relationships.
Balanced Growth Composite, annualised, net of all fees.
Multi-generational households across nine jurisdictions.
We do not sell products. Each discipline below is delivered by a dedicated specialist team and coordinated by a single lead advisor who owns your plan end to end.
Institutionally constructed, globally diversified portfolios built to a written Investment Policy Statement — not a model portfolio off a shelf.
Convert a lifetime of accumulation into a durable, tax-aware income stream that survives market shocks and outlives you.
Structures that transfer wealth to the next generation deliberately — with governance, clarity and the least possible friction.
Coordinated with your own counsel and accountants to lift after-tax outcomes — the return you actually keep.
No black boxes and no committee-by-committee handoffs. You meet the same principals in year ten that you met in year one — and you hold the document that governs every decision we make on your behalf.
A two-hour structured discovery covering balance sheet, obligations, family dynamics and the outcomes you actually care about. You leave with our conflict disclosures whether or not you engage us.
We draft the Investment Policy Statement, cash-flow model, estate diagram and tax map as one integrated document — then stress-test it against the three scenarios most likely to break it.
Phased execution over 30–90 days with full cost transparency. Existing holdings are assessed on after-tax merit before anything is moved.
Quarterly review, annual full re-plan, and direct line to your lead advisor for anything in between — including the calls you make at 2am.
Independent composites, net of all fees, benchmarked against a published 70/30 global index. Past performance does not guarantee future results.
Growth of $100 (indexed) for the Balanced Growth Composite, annualised net of a 0.68% all-in fee. Composite inception January 1994. Benchmark: 70% MSCI ACWI / 30% Bloomberg Global Aggregate, rebalanced quarterly.
| Period | Pinnacle | Benchmark | Excess |
|---|---|---|---|
| 1 year | 12.4% | 10.1% | +2.3% |
| 3 years p.a. | 11.2% | 8.9% | +2.3% |
| 5 years p.a. | 10.9% | 8.6% | +2.3% |
| 10 years p.a. | 10.6% | 8.4% | +2.2% |
| Since inception p.a. | 9.8% | 7.9% | +1.9% |
Names are published with written client consent. Assets and mandates are approximate and unverified for privacy.
We came to Pinnacle after a liquidity event that would have crushed a weaker plan. They rebuilt the whole structure — holding company, trust, the drawdown sequence — and then had the discipline to leave it alone. Eleven years, four advisors, zero regrets.
Marcus T. Halvorsen
Founder, industrial automation · Client since 2014
$42M mandate
What sold me was the fee-only disclosure in the first meeting — before I was a client. No product to push, no commission hiding in the spread. Our after-tax result improved 1.4 points a year simply from coordination we had never had before.
Priya Raghunathan
Former CFO, listed logistics group · Client since 2017
$18M mandate
My father was a client for twenty-three years and I inherited the relationship, not a mess. The governance charter they wrote with us is the reason three siblings still make decisions around one table. That is worth more than any return figure.
Daniel Okonjo-Wray
Second-generation principal · Client since 2003
$67M family office
As a foundation we answer to a board, an auditor and the public. Pinnacle is the only manager whose reporting we have never had to send back. Sponsored-project returns run above our policy target for six consecutive years.
Dr. Helena Brandt
Chair, Brandt Family Foundation · Client since 2011
$95M endowment
Pinnacle is wholly owned by its partners. No external shareholders, no quarterly quota, no incentive to sell you anything.
Leads asset allocation and portfolio construction. Twenty-six years across sovereign wealth and private banking; architect of the Balanced Growth Composite.
Owns the client relationship end to end. Former family-office director; specialist in liquidity events, concentrated positions and founder transitions.
Structures trusts, holding vehicles and family governance across four jurisdictions. Trained as an estate lawyer before joining the advisory side.
Coordinates with client counsel and auditors on asset location, treaty review and charitable gifting. Chartered tax adviser with a decade in Big Four private client.
Ninety minutes with a principal, in our Central office or by secure video. We will tell you honestly if we are not the right firm for you — and point you to who is.
Thank you. A principal will contact you within one business day to confirm your consultation.